2025.02.20

from United Kingdom

Cathryn Kelly
Head of Credit Strategy Group, Risk, EMEA
Mitsubishi UFJ Financial Group
Working at a Japanese mega-bank in EMEA
My journey with MUFG
I joined MUFG in EMEA in 2009 as an analyst and now work across the bank and securities entities in risk management covering credit. As recently announced, we are now formally merging the entities under MUFG Bank. MUFG’s roots go back to the 17th century and it is one of the world’s largest financial groups. London in the UK is the EMEA Headquarters for MUFG and we cover over 27 locations in the region, providing financial solutions for Japanese and global corporates and financial institutions. The Group has over 140,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.
Throughout my 15 years at MUFG, I have enjoyed the opportunities available for internal mobility, having moved departments a number of times and taken professional exams for becoming a Chartered Financial Analyst (CFA). Since 2000, I have been working with colleagues across EMEA to develop and advance our approach to managing the risks arising from climate change and how we can ensure MUFG meets its net-zero targets for the future. Each day always brings new challenges, particularly in terms of multi-jurisdictional regulators, but I most enjoy being able to coach and mentor juniors within the organization to help them reach their potential and take on new challenges.

EMEA Headquarters
City of London
MUFG is based in the City of London in the UK, which was founded by the Romans on the River
Thames over 2,000 years ago. The capital itself has a population estimated at 9.7 million in
2024 and the wider London metropolis where many live and commute from has almost 15 million.
I live in Epsom, which is just inside the southern section of the M25—eight lanes of
motorway that encircles most of Greater London. It is famous for its horse racecourse and
Epsom salts.
One of my favorite things about London is the Underground, the world’s first underground
passenger railway, which opened in 1863 and now stands at 11 lines with 400 kilometers of
track. The first train was a steam locomotive using gas-lit wooden carriages. Luckily, in
1890, it became electric—maybe an early adopter of sustainable transportation?


London Underground
Always keep moving forward
At weekends, like many parents, I spend my time running around after my eight-year-old son and his various hobbies! I also enjoy taking part in triathlons and trail running, pushing myself to a longer distance when I can, although the water temperature in the UK can leave the swim section a little too chilling! London has an amazing array of theaters and I do love a good musical. December is pantomime season and it is customary to fully embrace the silliness: “Oh no it isn’t” ... “Oh yes it is.”

Taking part in my first Ironman